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Archive for the ‘Down Payments’ Category

3 Things You Need in a Shifting Real Estate Market

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower… Read More

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Is Student Loan Debt A Threat to Homeownership?

It Needs to Be Considered, But it is Not a Deal Breaker. Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities… Read More

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The Cost of NOT Paying PMI

Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required,… Read More

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Wave of Millennial Home Buying Continues to Swell

Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as a part of attaining their American Dream. Comparatively speaking, millennials have taken longer to obtain traditional milestones (like getting married, having kids and… Read More

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Buying a Home Is Cheaper Than Renting

In the majority in the US, buying a home is more affordable than renting. The results of the 2018 Rental Affordability Report from ATTOM show that buying a median-priced home is more affordable than renting a three-bedroom property in 54% of U.S. counties analyzed for the… Read More

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Are You Looking for a Realtor?

Choose From Savannah’s Best Real Estate Team! How do you select the members of your team who are going to help make your dream of owning a home a reality? What should you be looking for? How do you know if you’ve… Read More

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Home Buying

When to Go Beyond Your Budget As we’ve mentioned before, most homebuyers should be conservative when determining your budget. However, there are some exceptions to this rule. These exceptions include: People who have stable employment and have a high probability of remaining… Read More

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4 REAL Reasons We Buy a Home

We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful or compelling reasons. No matter what shape or size your living space is, the concept and feeling… Read More

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What to Know About Down Payment

What Is A Down Payment? The down payment is how much cash you can pay up front for your home. This amount will not be included in your mortgage, since it is money that you have already paid towards the purchase of… Read More

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Multigenerational Households May Be the Answer to Price Increases

Multigenerational homes are coming back in a big way! In the 1950s, about 21%, or 32.2 million Americans shared a roof with their grown children or parents. According to an article by Realtor.com, “Nearly 1 in 5 Americans is now living in a multigenerational household –… Read More

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